Terms of Service

1. Parties, scope and acceptance

1.1 These Terms of Service (the Terms) govern Subjective Club, including its Android application (the App), the website at subjectiveclub.com, and their associated online features (together, the Service).

1.2 Your contract is with the individual operating under the name Subjective Club, identified in Section 19 (Operator details) (the Operator, we, us or our). “You” means the person entering into these Terms. A Consumer is an individual acting outside their trade, business, craft or profession.

1.3 You enter into these Terms when you expressly accept them through the acceptance process presented to you. You must have access to these Terms before acceptance and accept them before creating or uploading User Content. Mere receipt of a link, silence or visiting a public page does not constitute consent to optional personal-data processing or acceptance of an unusually burdensome term. You may save a copy. Where required by law, we will provide confirmation of the contract and the applicable information on a durable medium, such as email.

1.4 These Terms include the App licence, Community Guidelines, moderation and reporting rules. The Privacy Policy separately explains personal-data processing; accepting these Terms is not consent to optional analytics. Mandatory law prevails over these Terms and the Privacy Policy.

1.5 This version applies to new contracts when first published and presented for acceptance. For existing contracts, changes take effect under Section 17. The revision date does not make these Terms retroactive.

2. Eligibility and accounts

2.1 The Service is for persons aged 18 or over who can enter into a binding contract. You must not register, submit content or use an account if you are under 18. A pseudonym is permitted, but you must not impersonate another person or misrepresent your eligibility.

2.2 You must provide accurate required registration information, keep your contact email current, protect your credentials and promptly report suspected unauthorised access. You are responsible for activity you authorise and for your own failure to take reasonable account-security precautions, subject to applicable law; you are not automatically liable for every unauthorised act.

2.3 Accounts are personal and may not be sold, shared commercially or transferred without our written permission. You must not evade an account restriction by creating or using another account. We may require proportionate verification where reasonably necessary for security, eligibility, a rights request or legal compliance.

3. The Service and App licence

3.1 The Service allows users to create, discover, share and complete user-created Bingo cards, This or That activities and related challenges, and to use profile and community features. It is an entertainment and personal-use service, not a gambling service, professional advice service, emergency service, guaranteed publication channel or archival service.

3.2 The current Service is provided without a subscription or usage fee. Your device, internet and third-party access costs remain your responsibility. We will not charge you for a future paid feature without first disclosing its price and obtaining the agreement required by law. Introducing optional paid features does not authorise retroactive charges.

3.3 Subject to these Terms, we grant you a limited, personal, non-exclusive, non-transferable and non-sublicensable licence to install and use the App on compatible Android devices that you own or control, and to access the online Service, solely for lawful, non-commercial purposes during the applicable contractual relationship. The App is licensed, not sold. Suspension and termination are governed by Sections 7 and 10.

3.4 The App requires compatible equipment and, for online features, an internet connection and account. Applicable technical requirements are those disclosed before download or use. We may require reasonably necessary updates, including security updates, and change supported environments under Section 9.

3.5 We and our licensors retain the rights in the software, interface, branding and materials we supply. No ownership of these assets is transferred. Open-source components remain subject to their own licences, which prevail for the relevant component to the extent of a conflict.

3.6 Except for installation and use authorised by Section 3.3, or to the extent that mandatory law, an applicable open-source licence or our express permission permits it, you must not:

(a) copy, sell, rent, lease, sublicense, distribute or commercially exploit the App;

(b) reverse engineer, decompile, disassemble, modify or create derivative works of the App;

(c) remove legal, copyright, trade mark or attribution notices; or

(d) extract App or Service data to develop competing products, datasets, models or services.

These restrictions do not prohibit a statutory interoperability, research or other exception where its conditions are satisfied. They concern our software and Service assets, not ownership of your User Content.

4. Your content and assurances

4.1 User Content means material you submit through the Service, including Bingo titles, descriptions, cells, This or That options and selections, comments, images, profile text, usernames, completion contributions and associated material. You retain the rights you own in User Content, subject to the licence below. Other users and third-party rightsholders retain their respective rights.

4.2 Each time you submit User Content, you represent that you have the rights and permissions necessary for its submission, intended visibility and the licence you grant; it complies with applicable law and the Community Guidelines in Section 6; and its authorised use will not infringe copyright, trade marks, privacy, confidentiality, personality rights or other third-party rights. Do not submit material subject to incompatible employment, confidentiality or licensing obligations.

4.3 You are responsible for your submissions and for deciding whether to participate in a challenge. You must assess safety, legality and suitability for your circumstances. No score, completion record, featured placement or other user interaction verifies that an activity is safe, truthful, lawful or endorsed by us.

4.4 Do not use the Service to store confidential information or material you cannot lawfully share. Public content can be copied by others. Unlisted links can be forwarded. Private-profile settings do not make all profile details, avatars or separately public content confidential; the Privacy Policy describes these distinctions.

5. Licence to User Content

5.1 Each time you submit an item of User Content, you grant us, to the extent of the rights you can grant, a worldwide, non-exclusive licence in that item for the uses expressly set out in this Section. Subject to Section 5.6, the licence is royalty-free and fully paid-up: you expressly waive remuneration for these authorised uses except remuneration rights that cannot lawfully be waived. No promise of payment, credit, revenue sharing or publication arises from submission.

5.2 The licence expressly permits us to:

(a) host, store, reproduce, back up, cache, index and transmit the item, including copying it onto computers and electronic storage media and incorporating it into image, audio and audiovisual recordings;

(b) publish, distribute, communicate, display, perform and make it available to the public, including through the App, website, electronic communications, social media, promotional materials, and digital or printed compilations;

(c) edit, crop, resize, reformat, translate, summarise, combine and adapt it, and make derivative works, including modified cards, collections and promotional excerpts;

(d) use the item and those adaptations to operate, maintain, secure, develop, improve, distribute, promote and commercialise the Service and associated content products, including licensed compilations and merchandise; and

(e) analyse the item and use it to develop, test and improve search, recommendation, moderation and other software or machine-learning systems for the Service, subject to the personal-data restrictions in Section 5.6.

These are permissions for identified forms of use, whether carried out by current or later-developed technical methods. This clause does not purport to license a genuinely unknown mode of exploitation where applicable law prohibits doing so.

5.3 You expressly authorise sublicensing to service providers, distribution and promotional partners, and other recipients involved in the uses listed above, within the same scope and restrictions. We may transfer the licence with the Service or the relevant business or assets, subject to Section 18.2. Users may access and use your content through authorised Service features, including participating in and retaining eligible completion records. This is not a general permission for users to commercially exploit your work outside the Service.

5.4 Within this scope, we may choose whether, when, where and how to use an item, use only part of it, make the authorised adaptations, and decide not to use or publish it. We are not obliged to seek approval for each permitted use. Attribution may use the display name you supply, or may be omitted where lawful and appropriate to the format. We will not fabricate an endorsement by you. Nothing requires waiver of an inalienable moral right or authorises an unlawful distortion of a work.

5.5 The licence attaches to each submitted item separately; it is not a blanket assignment of unspecified future works. Where a grant requires written form, separate express acceptance or another formality, the relevant grant is effective only if that requirement is satisfied.

5.6 This copyright licence is not ownership of your personal data, a waiver of privacy rights or consent to every possible use. Disclosure must respect the visibility you select and the Privacy Policy. External promotion and commercial distribution under this licence are limited to content you have made public, unless you separately authorise another disclosure. Identifiable people, private material and special-category personal data may require an additional lawful basis or permission. A possible use listed here does not mean that it is currently carried out. Any new personal-data purpose requires the notice and legal basis required by data-protection law before that processing begins.

5.7 The licence lasts while the item is supplied through the Service. Following removal or account closure, it continues only insofar as necessary to complete deletion and backup cycles, preserve lawful evidence, maintain another user's lawfully retained shared or completion record, retain material lawfully incorporated into an existing publication that cannot reasonably be recalled, fulfil commitments lawfully entered into before removal, or distribute copies lawfully produced before removal. Each continuing use is subject to Sections 5.6 and 5.8. This does not authorise new promotional campaigns or new licensing commitments for a removed item. We need not recover copies independently made by others where the law does not require this.

5.8 Statutory erasure rights and consumer rights concerning cessation of use and retrieval of content take priority over Section 5.7. Where the law requires us to stop using content following withdrawal or termination, we will do so; a retained copy, previous promotion or completion record is not automatically an exception. Qualifying non-personal content will be made available for retrieval free of charge, without hindrance, within a reasonable time and in a commonly used machine-readable format where required by law.

5.9 You may voluntarily provide suggestions or feedback. You permit us to use, reproduce, adapt and implement that feedback without an obligation to pay or implement it, subject to rights that cannot be waived and any separately agreed confidentiality obligation.

6. Community Guidelines and acceptable use

6.1 These rules apply to all accounts and User Content, whether public, unlisted or restricted. An access restriction is not an exemption. Use the Service lawfully, respect other people's rights and assess the risks of activities you propose or undertake. The content licence in Section 5 and the moderation and reporting provisions in Sections 7 and 8 apply to these rules.

6.2 Child Safety Standards: child sexual abuse and exploitation

Child sexual abuse and exploitation (CSAE) and child sexual abuse material (CSAM) are strictly prohibited. This includes sexualised material involving anyone under 18; grooming; sexual solicitation or coercion of a minor; sextortion; trafficking; arranging or facilitating child sexual exploitation; and links, instructions or networks that enable such conduct. Synthetic, manipulated or illustrated material is also prohibited where it depicts or promotes child sexual exploitation. Claims of fictional status, private sharing or consent do not excuse a violation.

We act on actual knowledge of CSAM, including removal or disabling of access, and report confirmed CSAM through the legally applicable reporting process to the relevant regional authority or designated reporting body. We preserve and disclose evidence only as lawfully required or permitted. Adult-only access does not remove these obligations.

6.3 Sexual exploitation and explicit sexual material

Do not submit pornography, explicit sexual acts, sexual services, sexual coercion, trafficking, non-consensual intimate images, threats to distribute such images, or sexual deepfakes of a person without lawful permission. Do not use the Service to solicit sexual activity or exploit another person's vulnerability. We may restrict otherwise lawful nudity or sexual material because it is unsuitable for the Service's audience or purpose.

6.4 Violence, threats and dangerous challenges

Do not threaten, incite, glorify or facilitate violence, terrorism or violent extremism. Do not create challenges involving assault, abuse, dangerous stunts, unsafe intoxication, trespass, reckless driving, weapons misuse or comparable risks of serious harm. Gratuitous graphic violence and cruelty to people or animals are prohibited. Do not coordinate criminal conduct or provide actionable assistance for it.

6.5 Suicide, self-harm and harmful health practices

Do not encourage suicide, self-injury, eating disorders, deliberate deprivation of essential care or other dangerous health practices. Do not present hazardous conduct as a safe challenge or substitute for medical care. Supportive discussion and recovery-oriented material may be allowed where non-graphic, non-instructional and otherwise suitable. This Service does not provide crisis intervention.

6.6 Hate, harassment and abuse

Do not attack, dehumanise, exclude, threaten or promote violence or discrimination against people on the basis of race, ethnicity, nationality, religion, caste, sex, gender, gender identity, sexual orientation, disability, age or another legally protected characteristic. Do not stalk, bully, sexually harass, coordinate abusive targeting, encourage dogpiling, or repeatedly contact a person who has blocked you. Criticism does not justify threats, abuse or disclosure of private information.

6.7 Privacy, impersonation and deception

Do not publish private contact details, addresses, credentials, identification documents, financial information, precise whereabouts or intimate information without a lawful basis and the necessary permissions. Do not impersonate someone, misrepresent affiliation with the Operator, fabricate an endorsement or use another person's identity deceptively. Do not publish unfounded allegations presented as established fact where doing so unlawfully harms a person.

6.8 Intellectual property and confidentiality

Do not upload material you are not entitled to use, remove required attribution, misappropriate brands, or disclose trade secrets or confidential material. Having found a work online does not establish permission to upload or commercially license it. Statutory exceptions, such as lawful quotation, remain subject to their actual conditions.

6.9 Fraud and unlawful transactions

Do not use the Service for scams, phishing, extortion, money laundering, unlawful gambling, illicit sales, fraudulent fundraising or other deceptive transactions. Do not promise false prizes or rewards, collect credentials or payments through deceptive links, or promote prohibited goods or services.

6.10 Spam, manipulation and unauthorised commercial activity

Do not flood the Service with repetitive or irrelevant material, manipulate completions or engagement, use deceptive accounts or automation, or coordinate misleading promotion. Advertising, affiliate campaigns, resale, fundraising, paid solicitation and other commercial use require our permission. We may restrict promotional material even if the underlying product or transaction is lawful.

6.11 Security and circumvention

Do not distribute malware, exploit vulnerabilities to access another person's data, disrupt infrastructure, scrape or harvest data at scale, use automated access without permission, or bypass access controls, blocks, moderation, rate limits or account restrictions. Do not use unlisted links as a means to evade moderation. Report a suspected vulnerability privately to our contact email without accessing, retaining or disclosing data beyond what is necessary to demonstrate it lawfully.

6.12 Misuse of reporting and review

Do not knowingly submit false allegations, forge evidence, organise abusive reporting campaigns or misuse the review process to harass another person. A mistaken report made honestly is not, by itself, abuse. Any restriction for misuse will follow the proportionality and applicable procedural requirements in Sections 7, 8 and 10.

7. Content administration and moderation

7.1 We retain editorial and operational discretion over what the Service hosts, features, recommends and makes available. We may refuse, require changes to, edit, label, reclassify, limit the audience or distribution of, disable access to, archive or remove User Content; revoke links; issue warnings; limit features or usage; and suspend or terminate accounts in accordance with these Terms. Measures need not be applied in a fixed sequence.

7.2 Grounds include actual or reasonably suspected illegality or infringement; breach of these Terms; safety, security or abuse risks; misleading, repetitive or low-quality material; incompatibility with the Service's subject matter or intended audience; technical or storage constraints; and legitimate product, operational or commercial requirements. Lawful content is not guaranteed publication, continued hosting, a particular ranking, audience, reach or restoration.

7.3 We will exercise these powers diligently, objectively and proportionately, taking account of the issue's nature, severity and duration, available evidence, risks and affected rights, repetition or evasion, and whether a less restrictive measure would reasonably address the concern. We may impose a proportionate content restriction without advance warning or an opportunity to correct the issue, except where applicable law requires prior notice or another procedure. Account suspension and termination remain subject to Section 10. We need not publish a public explanation of an individual decision.

7.4 Where Article 17 of the EU Digital Services Act or another applicable rule requires a statement of reasons, we will provide the affected recipient with the required clear and specific reasons no later than the restriction, subject to the statutory exceptions. These include the measure, relevant duration and territory, material facts, applicable legal or contractual grounds, relevant use of automation and available remedies. Protection of reporters, security methods and other persons is subject to, and does not displace, those duties.

7.5 Moderation is conducted by the Operator or authorised moderators, supported by technical reporting, blocking, access and security controls. A user's report or block may change what that user sees without constituting a Service-wide finding. Discovery takes account of content language, publication recency, visibility, status, blocks and reports, without guaranteeing that all eligible material will be shown. Section 8 explains reporting and review. We do not promise prior review of every submission, continuous monitoring or detection of every violation. This does not exclude our duties to handle illegal-content notices or act on actual knowledge as required by law.

7.6 Hosting User Content does not, by itself, constitute our endorsement. We retain all hosting-service defences and exemptions available under applicable law.

7.7 A disagreement, criticism or unpopular opinion is not, by itself, proof of illegality or abuse. We may consider context, including reporting, education, art, satire and counterspeech; it is not a blanket exception for illegal material, child exploitation, credible threats or other prohibited harm. Permitting one item does not require us to permit a materially different item or prevent lawful later reconsideration.

7.8 Conduct outside the Service may be considered where credible evidence connects it directly to a serious risk to Service users, child exploitation, evasion of our restrictions or other abuse of the Service. We do not undertake to police unrelated private conduct.

7.9 Where information gives rise to a legally relevant suspicion of a criminal offence involving a threat to a person's life or safety, we will inform the competent authorities and provide the available relevant information as required by Article 18 of the Digital Services Act. Other disclosure or preservation is governed by law and the Privacy Policy.

8. Notices and review of decisions

8.1 Use the in-app reporting or blocking controls for ordinary community concerns. Anyone, including a person without an account, may contact support@subjectiveclub.com about content, accounts, child safety or another Service-related issue. For a notice alleging illegal content, include:

(a) a sufficiently substantiated explanation of why the content is illegal;

(b) its exact electronic location, such as a URL or content identifier, and any further information needed to find it;

(c) your name and email address, except where the statutory exception for notices concerning specified child-sexual-abuse offences applies; and

(d) a statement that you believe in good faith that the information and allegations are accurate and complete.

A subject line such as “Illegal content notice” is helpful but not mandatory.

8.2 If electronic contact details are supplied, we will acknowledge receipt and communicate the decision and available redress information without undue delay. Notices will be handled in a timely, diligent, objective and non-arbitrary manner. We may request missing information; inadequate information may prevent us from identifying illegality or taking the requested action.

8.3 An affected user or the person who submitted a notice may request reconsideration of the decision without charge by emailing the decision or affected content/account identifier, why they disagree and any relevant evidence. We may maintain, change or reverse the decision. Review does not automatically suspend a restriction or guarantee reinstatement. Repetitive requests containing no new information need not be reconsidered, except where law requires otherwise.

8.4 Where statutory internal-complaint rights apply, they take priority, including the applicable period of at least six months to lodge a complaint under Article 20 of the Digital Services Act, assessment under qualified human supervision, a reasoned decision and any applicable certified out-of-court dispute-settlement rights. Nothing restricts access to a court or a competent Digital Services Coordinator.

8.5 For child-safety reports, give the location and relevant facts. Do not download, reproduce, email or redistribute suspected CSAM to make a report. We may need to share relevant information with authorised bodies as required by law; we do not promise absolute confidentiality or anonymity. Contact local emergency services if someone faces immediate danger; reporting to us is not a substitute for emergency assistance and does not guarantee an immediate response.

8.6 Where suspension for misuse of notices or complaints requires a statutory prior warning, consideration of specified circumstances or a reasonable suspension period, we will comply with that procedure.

9. Changes, updates and service availability

9.1 We may change the Service for valid reasons, including compliance with law or store requirements; security and abuse prevention; compatibility and interoperability; correction of errors; changes to supporting technology or suppliers; improvements to performance, accessibility or features; and proportionate adaptation to usage, operating costs and the Service's commercial sustainability.

9.2 Changes beyond those necessary to maintain conformity will be made without additional cost to an existing Consumer contract and explained clearly. Where such a change negatively affects a Consumer's access to or use of the Service more than merely slightly, we will provide reasonable advance notice on a durable medium stating its features, timing and the right to terminate without charge. Where the applicable digital-service rules so provide, that right may be exercised within 30 days of the later of receiving the information or implementation of the change. The statutory exception where an unchanged, conforming version remains available without extra cost is preserved.

9.3 We may perform maintenance, impose proportionate usage or storage limits and suspend affected functions to address urgent risks. We do not offer a contractual uptime percentage, permanent feature set, perpetual compatibility or backup service. These qualifications do not remove mandatory conformity, continuity, security-update or remedy obligations.

9.4 Where the law permits us to avoid responsibility for a problem caused solely by failure to install a supplied update, the applicable notification and installation-information requirements must first be satisfied.

10. Suspension, termination and consequences

10.1 You may end your ongoing account relationship at any time without a termination fee by deleting your account through the App or the account-deletion page, or by contacting us with an unequivocal termination request. We may verify your identity proportionately. You may end the App licence separately at any time without a termination fee by stopping use and uninstalling the App. Uninstalling alone does not delete your account or withdraw optional analytics consent for another installation.

10.2 We may discontinue the Service, end the App licence or end an ongoing account relationship for legitimate legal, product, operational or commercial reasons on reasonable advance notice. We may suspend or terminate immediately where a serious or repeated breach, significant safety or security risk, unlawful conduct, binding legal requirement, or another sufficiently serious circumstance makes continued provision unreasonable.

10.3 We may restrict particular features while investigating a reasonably supported concern. The measure and its duration must be proportionate. Where a specific statutory warning or procedure applies, including any applicable misuse-suspension procedure under the Digital Services Act, we will follow it.

10.4 A restriction on an online account may apply independently of possession of the installed App; it does not, by itself, terminate the software licence unless the relevant decision provides for that termination under these Terms. On termination of the account relationship, permission to use the account and online Service ends. When the App licence ends, you must stop using and remove App copies under your control, except where an applicable open-source licence or mandatory law permits continued possession. We may disable access and process remaining content and data under Section 5 and the Privacy Policy. Keep your own copies of material you need. We do not promise restoration of an account or deleted content; statutory retrieval, erasure and remedy rights remain.

10.5 Accrued rights and provisions that by their nature need to survive, including the limited continuing content licence, ownership, lawful liability allocation and dispute provisions, survive only to the extent required for their stated purpose.

11. Independent third parties and user interactions

11.1 Independent linked services, app stores, networks and other users act on their own behalf. Their content and separate services are not controlled or guaranteed by us. Any separate transaction is between you and its relevant provider.

11.2 No blanket release is required for third-party conduct. We remain responsible to the extent the law makes us responsible, including for providers engaged to perform our own contractual obligations. We are not a party to arrangements between users merely because they use the Service.

12. Warranties and allocation of risk

12.1 Subject to mandatory law and our express commitments, the Service is supplied “as is” and “as available.” We give no additional contractual warranty that it will meet a particular personal or business objective, produce a particular result, contain only accurate or acceptable user material, or operate without interruption or error. Implied warranties are excluded only where they may lawfully be excluded.

12.2 We do not warrant that a challenge is safe or appropriate for you, verify every user's identity or statement, or undertake to supervise offline conduct. Use independent judgment and do not rely on the Service for emergencies, professional advice or irreplaceable records.

12.3 These Terms do not exclude or limit liability for fraud, intentional breach of contract or other deliberate wrongdoing, death or injury to life, physical integrity or health where exclusion is prohibited, mandatory data-protection compensation, or any other liability that cannot lawfully be excluded or limited.

12.4 Consumers. You retain compensation and remedies available under mandatory law for our breach. We are not responsible for loss that is not legally attributable to us. The Service is authorised for personal use, and we do not assume a contractual obligation to support your business activities. This does not exclude a Consumer's legally recoverable loss or shift a statutory burden of proof.

12.5 Non-consumers only. Subject to Section 12.3, we exclude liability for indirect, consequential, special, exemplary or punitive losses and for loss of profit, revenue, business opportunity, goodwill or anticipated savings. Our aggregate liability arising out of the Service and these Terms, under any legal theory, is limited to the greater of EUR 100 and the amounts you paid us for the Service in the 12 months before the event giving rise to the claim. This paragraph does not apply to Consumers.

13. Responsibility for claims caused by your conduct

13.1 You remain responsible under applicable law for harm caused by your unlawful submissions or use. If you are a Consumer, any obligation to reimburse us is limited to reasonable, evidenced loss and costs lawfully recoverable to the extent caused by your intentional or negligent infringement, unlawful conduct or material breach. This does not create strict liability or make you responsible for our own breach, negligence or duties allocated to us by law.

13.2 If you are not a Consumer and your use is permitted by us, you will indemnify us against third-party claims, damages and reasonable external legal costs to the extent arising from your infringing User Content or unlawful or materially non-compliant use. This excludes amounts attributable to our own breach or negligence and any fine or liability that cannot lawfully be transferred.

13.3 We will give reasonably prompt notice of a claim, take reasonable steps to mitigate loss, and allow meaningful participation in its defence. We will not agree a settlement that imposes an admission, payment or other obligation on you without your consent, not to be unreasonably withheld. There is no double recovery.

14. Consumer conformity and withdrawal rights

14.1 Where mandatory digital-content or digital-service law applies, including to a qualifying free service supplied in exchange for personal data, the Service must conform to the contract and applicable legal requirements. This includes required security updates. You may require conformity to be restored free of charge within a reasonable time and without significant inconvenience; where the statutory conditions are met, you may terminate and, if a price was paid, obtain an appropriate price reduction or reimbursement. A free or early-stage release does not by itself remove these rights.

14.2 If applicable distance-contract law gives you a right of withdrawal, you may withdraw without giving a reason within 14 days from conclusion of the contract. Statutory extensions, including those for failure to provide required information, remain available. To meet the deadline, send an unequivocal withdrawal statement before it expires to support@subjectiveclub.com. The model form below is optional.

14.3 Where the law requires an online withdrawal function, we are required to make that function clearly accessible throughout the withdrawal period and promptly confirm an online withdrawal on a durable medium. You may withdraw by email or any other legally valid means; exercising a statutory right is not conditional on using a particular form, uninstalling the App or successfully completing an account-deletion flow.

14.4 Withdrawal ends the relevant contract. We will stop supply and reimburse any amount due within the statutory period, normally no later than 14 days after receiving the notice, using the original payment method unless otherwise agreed and without a reimbursement fee. The current free Service involves no subscription payment to reimburse. Merely creating an account, starting use or accepting these Terms does not constitute an express waiver of a withdrawal right. Where a lawful exception requires separate prior consent and acknowledgement, those must be obtained separately.

14.5 On statutory withdrawal or termination, the applicable restrictions on our further use of content and your rights to retrieve qualifying content prevail as stated in Section 5.8. Contract termination, account deletion and withdrawal of optional analytics consent are distinct, although a single clear request may exercise more than one right.

Optional withdrawal form

To: Denis Bolgarchuk, Subjective Club
Budapest, Hungary
Email: support@subjectiveclub.com

I hereby give notice that I withdraw from my contract for the Subjective Club service.

Date the contract was concluded:
Consumer's name:
Consumer's address:
Account email or identifier, if needed to locate the contract:
Date:
Signature, only if submitted on paper:

15. Complaints and contact points

15.1 Send contractual complaints to support@subjectiveclub.com, with enough information to identify the issue and the remedy requested. Where Hungarian consumer-complaint rules apply, we will give a substantive written response within 30 days of receipt and explain a rejection. Complaint and response records are retained for three years as required by those rules.

15.2 Consumers may seek assistance from the competent consumer-protection authority or conciliation body and may bring court proceedings. Where a complaint is rejected, our response will include the competent authority or conciliation body's applicable contact details and required participation information. This does not require you to complain to us before exercising an independent statutory right.

15.3 support@subjectiveclub.com is also our electronic point of contact for Service recipients and for authorities under Articles 11 and 12 of the Digital Services Act, and our child-safety contact. Communications may be submitted in Hungarian or English. Contact with us is not restricted to an automated system. The Service is not an emergency-response channel; contact local emergency services where there is immediate danger.

16. Governing law and jurisdiction

16.1 These Terms are governed by Hungarian law. A Consumer retains the non-derogable protections of the law that would apply without this choice, including the applicable law of their habitual residence.

16.2 Disputes may be brought before the courts competent under applicable jurisdiction rules. We do not require Consumers to submit to private arbitration, waive collective remedies where protected by law, or litigate exclusively in Budapest. For non-consumer disputes, the competent courts of Budapest, Hungary have jurisdiction to the extent a jurisdiction agreement is lawful.

17. Changes to the contractual documents

17.1 We may propose changes to these Terms, including their App licence and Community Guidelines, to reflect the valid reasons in Section 9.1 or a necessary change in legal, contractual or moderation arrangements. Changes must be proportionate to their stated reason and will not retroactively expand a content licence, remove an accrued claim or make lawful past conduct a contractual breach. This does not prevent us from addressing a present legal or safety risk or applying valid current hosting requirements to continued availability, subject to mandatory law.

17.2 We will give clear and reasonable advance notice of material changes and their intended effective date. Shorter notice may be used where a legal requirement or urgent security or abuse issue justifies it. Where express agreement is required, the change takes effect for you only after that agreement; silence or continued use will not substitute for it. You may end the contract before a proposed change takes effect. Section 9.2 and any stronger statutory right remain applicable.

17.3 A materially new use of previously submitted content may require a separate licence or permission. Changes to personal-data processing are governed by the Privacy Policy and applicable data-protection law, not by an unrestricted contractual amendment power.

18. General provisions

18.1 These Terms and the documents validly incorporated into them constitute the agreement on their subject matter, without excluding binding pre-contract information, express representations or mandatory rights. If a provision is invalid, the remainder continues only if it can lawfully stand without that provision.

18.2 We may transfer the Service, relevant assets and transferable contractual rights to a successor, provided this does not diminish Consumer guarantees or rights. We will give notice and obtain consent where required. A transfer of personal data remains subject to the Privacy Policy and applicable law. You may not assign your contract without permission except where the law provides otherwise.

18.3 Delay or a decision not to enforce a provision on one occasion is not a waiver of future lawful enforcement. These Terms create no partnership, employment or agency relationship with you.

18.4 The contractual text is in English. Translations may be provided for convenience, but mandatory local-language, transparency and consumer-interpretation rules prevail. An English-language precedence clause cannot deprive you of those protections.

19. Operator details

Denis Bolgarchuk
Individual operating under the name Subjective Club
Location: Budapest, Hungary
Email: support@subjectiveclub.com
Website: Subjective Club